personal-finance-mcp
Unofficial. This project is not affiliated with, endorsed by, or sponsored by Plaid Inc. "Plaid" is a trademark of Plaid Inc. This is a self-hosted client that talks to Plaid's API using credentials you supply.
A self-hosted, read-only MCP server that connects your banks, credit cards, loans, and brokerage accounts (via Plaid) to an MCP client like Claude Code. Ask questions about your own finances in plain English — no third-party aggregator (Monarch, Mint, etc.) involved.
What you can ask
- "What's my total balance across all accounts?"
- "Show me transactions over $100 in the last 30 days."
- "Which subscriptions am I still paying for?"
- "How much did I spend on groceries last month?"
- "Any bank that needs re-authentication?"
Example session (illustrative):
you : What did I spend on groceries last month?
claude : [calls get_transactions]
$487.23 across 14 transactions. Top merchants:
Whole Foods ($198), Trader Joe's ($156), Safeway ($89).
you : Any subscriptions I'm still paying for?
claude : [calls get_recurring_transactions]
7 active recurring outflows totaling $142/mo:
Netflix ($15.99), Spotify ($11.99), NYT ($4), ...
